Get to know Clearent’s Payment Technology.

Our approach to payment processing is different than most. We believe in credit card processing without hidden fees or pricing tricks. That’s why we built our own payment technology from the ground up so that we could deliver on our vision. Our technology is the backbone of our industry-leading solutions and is what allows us to offer competitive pricing and provide unprecedented access to transaction data. With our complete platform – Horizon™ Processing Engine, Quest™ Payment Gateway and Compass® Online Reporting Tool – you can simplify your business by working with just one company for all of your payment needs.

Quest™ Payment Gateway

Securely accept payments online, in-store or over the phone with an all-in-one payment gateway and merchant account. Working with us, you can eliminate the hassle and cost of third party gateways and get fast access to the latest payment methods. For example, we were among the first processors to offer Quick Chip EMV card readers. The Quest Payment Gateway securely captures, authorizes and moves sensitive payment information using a layered security approach. Quest powers our newer payment solutions such as our Virtual Terminal, Hosted Payment Pages and Quick Chip EMV card readers.

Horizon™ Processing Engine

We are able to deliver on our promise of transparent pricing because of our back end technology Horizon Processing Engine. The lynchpin of all our solutions, Horizon calculates the lowest possible rate for each card transaction and sends the information directly to the card brands so that you receive your funds ASAP. It’s why our clients have until 11pm Eastern to batch out, which is one of the latest cut-off times in the industry, and still get their money the next business day with our Next Day Funding service.

Compass® Online Reporting Suite

We put easy-to-read transaction data at your fingertips so you can effortlessly balance your account and answer your customer’s payment-related questions with confidence. With 24/7 access and end-to-end visibility because of our complete platform, you get a clear view of your card transactions, batches, fees, funds, and historical information anytime. No need to wait for your monthly statement.

Our promise to you

  • No hidden fees
  • Transparent pricing
  • Easy-to-read monthly statements
  • Friendly, reliable customer service
  • 24/7 access to your account
  • Next Day Funding

Data Breach Prevention

Our tokenization and Point-to-Point Encryption technology help protect you from a data breach. Even in the event of a breach, your customers’ sensitive information would be encrypted and therefore worthless to criminals.

Access to the Latest Payment Technology

Our Quest Payment Gateway supports newer payment features such as Quick Chip for EMV and recurring and card-on-file payments.

Avoid Confusing Fees from Third Parties

With a gateway and merchant account from the same company, you can avoid confusing ancillary fees from third parties.

Monthly Statements You Can Actually Understand

If your current merchant statement seems vague, you could be missing out on how much you’re actually paying. We believe that vague = misleading. That’s why we keep our statements simple and clear. We don’t believe in hidden fees or pricing tricks, and our merchant statement proves it.

Take the Next Step

Accepting payments anywhere doesn’t mean you need to work with different providers. Our complete solution is a one-stop shop.

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